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Five Ways To Protect Yourself In A Divorce

Going through the breakup of a marriage is never easy. Fighting with your spouse can leave you feeling emotionally drained, and concerns about a divorce and the impact on your finances, children, and other areas in your life create enormous stress. While the situation may seem overwhelming, it is important to attend to some practical matters which can have significant impacts on your future wellbeing and financial security. Here are five ways to protect yourself in a divorce.

If your marriage is on shaky ground or you are considering a divorce or separation, there are certain steps you need to take now to protect yourself. The following are five important tips to follow:

1. Make a list of all property and assets you and your spouse possess.

Under the South Carolina Code of Laws, any marital property accumulated, earned, or otherwise acquired during your marriage will be divided on an equitable, though not necessarily even, basis between you and your spouse. To ensure you get what you are entitled in any divorce related settlements, make a list of all personal property, real estate, financial accounts, and other assets you possess. Include marital debts as well, which will also be divided in these proceedings.

2. Set up your own bank account and establish credit in your name.

Money Crashes advises that to protect yourself in anticipation of a breakup, you should begin immediately reestablishing credit in your name, rather than relying on joint accounts. This can be as simple as opening up a credit card or taking out a small personal loan. Establish your own bank account as well, and begin having your pay checks automatically deposited into it.

3. Get a realistic estimate of living costs on your own.

Many people are shocked when they get a divorce at the high cost of living on their own. Get an idea now of the area in which you want to live, the amount you will need to provide for rent or a mortgage and other household costs. Consider whether you might need to get a second job, or whether your spouse is in a position to pay support.

4. Consider a post marital agreement.

If your spouse has been guilty of adultery, a gambling habit, or some other marital misconduct, it could work in your favor when seeking a divorce settlement. However, if you remain together afterward, you will no longer be able to use it in your case. In these situations, a post marital agreement can help to document what happened, while detailing personal and financial ramifications in the event it happens again in the future.

5. Consult with an experienced divorce attorney.

Every divorce is as unique as the individuals involved. The best way to determine important issues that may arise in your case and potential actions you may need to take is by consulting with an experienced divorce attorney.

Contact The Surasky Law Firm, LLC Today

For additional guidance on ways to protect yourself and your rights in a divorce, contact the Surasky Law Firm, LLC. Request a confidential, one-on-one consultation with our Aiken, SC divorce attorneys today.

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